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If you don’t think a personal loan for debt consolidation is right for you, simply select another option when applying.We have other borrowing options, such as overdrafts, credit cards, and additional loans for our existing mortgage customers.

If you have poor credit, you might have to secure your debt, against your house for example.Learn more about our borrowing options Fixed repayments for the life of your loan Your loan repayment will be taken each month by Direct Debit on a day specified by you between the 1st and 28th of the month.Annual loan statement Each year, on the anniversary of your loan opening, you'll be sent a loan statement confirming details of the repayments made and repayments outstanding.If an ERC applies, remember to take it into account when working out the cost of a new loan.You might want to use our loan calculator to find the right debt consolidation loan for you or our personalised loan quote to find out if you're likely to be approved, how much you may be able to borrow, the monthly repayments and personalised interest rate.A Santander 1|2|3 World customer is someone who holds one of our 1|2|3 current accounts, 1|2|3 Credit Card (including additional card holders) or the 1|2|3 Mini Account (in Trust). All customers must meet the eligibility for each product and 1|2|3 World offer. Please note that the 1|2|3 Credit Card is no longer on sale.


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